Buyer Guide

Written By Nicole King

Whether you're buying your first home or your fifth, this easy-to-follow guide walks you through every step of the process—from financing to closing—with expert tips, local insights, and stress-saving advice to help you buy with confidence.

CLICK HERE FOR THE FLIP BOOK VERSION OF THIS GUIDE

1️⃣ Get Pre-Approved 💵

  • Chat with a lender to find out what you can afford

  • Gather basics: income, credit score, debts

  • This helps us shop smart (and sellers take you seriously!)

2️⃣ Let's Talk Needs vs. Wants 📝

  • Must-haves: bedrooms, location, yard size, etc.

  • Nice-to-haves: pool, upgraded kitchen, home office

  • Helps narrow down the search = less overwhelm!

3️⃣ Start the Home Search 🏠

  • I’ll send you listings that match your vibe

  • We tour your favorites (in-person or virtually)

  • Bring snacks—this part is exciting!

4️⃣ Found The One? Make an Offer! ✍️

  • I’ll help you craft a strong offer

  • We negotiate like pros

  • Then we cross fingers and wait for the seller's yes!

5️⃣ Offer Accepted? Time to Inspect 🔍

  • Hire an inspector to check things out

  • Review the report together—don’t worry, most things are fixable

  • We’ll ask for repairs or credits if needed

6️⃣ Appraisal + Final Loan Steps 📊

  • Lender orders an appraisal to confirm value

  • You’ll submit final paperwork

  • Almost there—don’t buy furniture just yet!

7️⃣ Closing Day! 🎉

  • Sign the docs, get the keys

  • I’ll bring the pen (and probably a happy dance)

  • You’re officially a homeowner! 🥂

💡 Bonus Tips for First-Time Buyers

  • Don’t open new credit lines during the process

  • Ask questions—seriously, no question is too small.

  • Keep communication open—we’re a team!

🏘️ Ready to Start?

Let’s make your home dreams happen.
📲 (832) 560-0721
📧 Nicole@KingHasYourKeys.com

Nicole King